The insurance adjuster called while you were still in the hospital. They offered a recorded statement “to speed up your claim.” They asked whether you had back problems before the motor vehicle accident. They suggested settling quickly “so you don’t have to worry about legal issues during recovery.”
Everything they said sounded helpful, but every word was designed to reduce what you’re owed. At Scott Vicknair Injury Lawyers, we fight for the win by protecting your rights from the moment the collision damages your spine until you receive full compensation for your catastrophic injuries.
As your Marrero personal injury lawyer, we know that spinal cord injury victims face pressure from insurance companies before they understand their legal rights. Our Louisiana-born legal team steps in immediately to shield you from tactics designed to minimize your claim. Contact our spinal cord injury lawyers in Marrero now for a free consultation.
Your Right to Refuse Insurance Company Demands
Insurance adjusters contact spinal cord injury victims within hours or days of motor vehicle accidents. They present themselves as helpful representatives who just need a few details to process your claim. In reality, they’re gathering ammunition to deny or reduce your compensation. You have legal rights that protect you from these tactics.
You Can Refuse Statements
You have the right to refuse recorded statements. Insurance companies claim they need your recorded account of the accident to evaluate liability. The truth is, they want you on record before you’ve talked to a spinal cord injury attorney in Marrero, before you understand the full extent of your injuries, and before you know which facts matter legally.
You Can Refuse Broad Medical Authorizations
Adjusters ask you to sign broad medical authorization forms that give them access to your complete medical history from every provider you’ve ever seen. They’re looking for pre-existing conditions, prior injuries, or any health issues they can blame for your current spinal cord damage. You can refuse these overly broad releases.
You Don’t Have to Take Their First Offer
You have the right to refuse quick settlement offers. Insurance companies know that spinal cord injury victims face immediate financial pressure from medical bills and lost income. They make settlement offers before you’ve completed treatment, before doctors can determine if you’ll walk again, and before life care planners calculate your lifetime care needs.
Louisiana law gives you time to understand your injuries fully before settling—you don’t have to accept the first offer or any offer that doesn’t adequately compensate your losses.
You Can Get Legal Representation First
You have the right to legal representation at every stage. Insurance adjusters may tell you that hiring a spinal cord injury lawyer near you in Marrero will delay your claim or reduce your settlement after attorney fees. This is false.
Attorneys increase the compensation spinal cord injury victims receive, even after fees, because we know how to prove the full value of catastrophic injury claims. You have the absolute right to consult with and hire legal counsel before making any decisions about your case.
Injured on Someone Else’s Property?
Know Your RightsOur expert premises liability lawyers will help you hold negligent property owners accountable.
Get a Free Case Evaluation
(504) 500-1111Your Right to Complete Medical Treatment
You have the right to choose your own doctors. The at-fault driver’s insurance company may suggest you see “their” doctors for treatment or evaluation. You’re not required to do this. You can select your own treating physicians, specialists, and rehabilitation facilities.
You have the right to follow your doctor’s treatment recommendations. If your neurologist recommends surgery, you don’t need the insurance company’s approval to proceed. Spinal cord injury lawyers in Marrero can protect your right to receive the treatment your medical team recommends rather than the minimal care the insurance company wants to authorize.
You have the right to complete recovery before settling. Insurance companies push for settlements while you’re still being treated, claiming they can’t wait indefinitely for your claim to resolve. Our spinal cord injury attorneys protect your right to wait until you understand the full extent of your disability before accepting any settlement.
Your Right to Full Compensation
You have the right to compensation for all medical expenses. This includes emergency care, surgery, hospitalization, rehabilitation, medications, medical equipment, and future medical needs. Spinal cord injuries require lifetime care that costs millions of dollars.
You have the right to lost income compensation. Motor vehicle accidents that cause spinal cord damage often end careers. You’re entitled to recover not just the paychecks you’ve already missed but the future income you’ll never earn because of your disability.
You have the right to pain and suffering damages. Louisiana law recognizes that spinal cord injuries cause immense physical pain, emotional distress, loss of enjoyment of life, and permanent disability.
Harmed by a Dangerous Defective Product?
We’re Here for YouOur experienced product liability attorneys will fight to secure the compensation you deserve for your injuries.
Schedule a Free Consultation
(504) 500-1111Contact Our Spinal Cord Injury Lawyers in Marrero
We intervene immediately after motor vehicle accidents to prevent insurance companies from violating your rights. Our team handles all communication with adjusters, sends preservation of evidence letters to secure proof, and ensures you receive proper medical care without interference.
Scott Vicknair Injury Lawyers has recovered over $100 million for injured Louisianians by protecting our clients’ rights aggressively. We serve Marrero clients from our New Orleans, Cut Off, and Covington offices with the same exceptional, proactive service.
We work on contingency—you pay no attorney fees unless we win. When you need spinal cord injury lawyers in Marrero who will fight to protect your rights from day one, contact us for a free consultation.