In this eye-opening episode, Brian Katz, personal injury attorney and President of the Louisiana Association for Justice (LAJ), joins David to unpack the truth about rising auto insurance premiums, so-called “tort reform,” and what’s really happening at the Capitol in Baton Rouge. With decades of experience in high-stakes litigation and legislative advocacy, Katz explains how insurance companies and lobbyists have shaped laws that disadvantage everyday Louisianans, while profits climb and premiums don’t budge.
Here’s what we discuss in this episode: ⚖️ What tort reform really means and who it benefits 🚗 Why Louisiana auto insurance rates remain among the nation’s highest 📊 Understanding the “loss ratio” and insurer profit margins 🧾 The history of tort reform in Louisiana 🧠 How you can get informed and involved in current legislation 0:00 – Intro 1:33 – What is the Louisiana Association for Justice (LAJ)? 6:40 – The Tort System &The Truth Behind the McDonald’s Coffee Case 15:05 – Current Legislative Session and Proposed Reforms 26:55 – Auto Insurance Premiums & Loss Ratios 36:40 – Florida “Rate Reductions” 47:14 – Uninsured Drivers 53:03 –
How to Stay Informed Injured? Begin the process here: Scott Vicknair Injury Lawyers: https://www.scottvicknair.com/ Car Accident Lawyer: https://www.scottvicknair.com/new-orl… Truck Accident Lawyer: https://www.scottvicknair.com/new-orl… Motorcycle Accident Lawyer: https://www.scottvicknair.com/new-orl… Probate, Succession and Estate Legal Needs? Visit Scott Law Group – Estate Counsel: https://www.louisianasuccessionattorn…